Clear information before a big financial decision.
Scottish Debt Plan is designed to help people understand whether a Protected Trust Deed, DAS or another route may be worth discussing.
Why this site exists
People usually arrive because monthly payments have become difficult—not because they want to study insolvency law. We aim to explain the main Scottish options in plain language and make it easier to start a confidential assessment.
We do not believe a consumer should be pushed into choosing a debt product before their circumstances are understood.
Our approach
- Start with affordability and circumstances
- Explain Trust Deed and DAS clearly
- Make homeowners aware of property considerations
- Be clear about credit and formal-solution consequences
- Do not present an online form as regulated advice
Important regulatory position
Scottish Debt Plan provides information and an enquiry route. The website itself does not replace advice from an approved money adviser, licensed insolvency practitioner or other appropriately authorised provider. Before entering a formal solution, you should receive the explanations and advice required for that solution.
The final live provider identity, permissions and regulatory disclosures should be confirmed before the site is opened to public acquisition traffic.
You don’t have to work it all out yourself.
Answer a few questions and find out which Scottish debt options may be worth discussing.
Confidential. No commitment. For Scottish residents.